Can you get a free iPhone with a disability?
Disability alone isn't a Lifeline category, but most people with disabilities qualify through SSI, Medicaid or the income limit. SSDI counts as income rather than a qualifying program.
- Lifeline gives up to $9.25/month off phone or internet ($34.25 on Tribal lands)
- Government programs pay for service, not new iPhones
- Apply through a provider or the National Verifier
Does Disability qualify you for a free phone?
It depends on the program behind it. Here's how to tell.
There's no Lifeline category for disability itself, but most people with disabilities qualify through SSI, Medicaid or the income limit. Phones matter even more for independent living, telehealth and emergencies.
Accessible phones and features
Look for hearing-aid compatibility (M3/T3 or better), screen readers (VoiceOver on iPhone, TalkBack on Android), large text and voice control. iPhones are known for strong accessibility features. Pair an iPhone SE or iPhone 11 with a free Lifeline plan. Many states also run telecommunications equipment distribution programs (TEDP) that provide adaptive phones free to eligible residents.
Not sure which option fits you?
Answer 5 quick questions and the Phone Finder matches you with programs, providers and deals.
How do you get a free iPhone with Disability?
Lifeline is a federal program, created in 1985 and run by the FCC through the Universal Service Administrative Company (USAC), that lowers the cost of phone or internet service for low-income households. The benefit is a discount of up to $9.25 per month, or up to $34.25 on qualifying Tribal lands. Many wireless providers set their Lifeline plans so the discount covers the whole bill. That is how people end up with an iPhone and free monthly service.
The government does not buy the handset. Providers decide which phones they give out, which is why models vary so much between companies and states.
Once you're approved, you have three iPhone routes: bring an unlocked iPhone you own, buy a cheap refurbished iPhone and add your free Lifeline SIM, or pay a provider's upgrade fee for an iPhone where offered. See free government iPhone for current models.
What proof can you use?
- SSI award letter
- Medicaid card or letter
- Income proof if you receive SSDI
The National Verifier often confirms participation automatically. Upload proof only if asked. The document must show your name (or your dependent's), the program name, the issuing agency and a current date.
What are the full eligibility rules?
You qualify for Lifeline in one of two ways: someone in your household takes part in a qualifying assistance program, or your household income is at or below 135% of the federal poverty guidelines.
Qualifying programs
- SNAP (food stamps)
- Medicaid
- Supplemental Security Income (SSI)
- Federal Public Housing Assistance (including Section 8)
- Veterans Pension or Survivors Pension
On federally recognized Tribal lands, these also qualify: Bureau of Indian Affairs General Assistance, Tribally Administered TANF, Food Distribution Program on Indian Reservations (FDPIR), Tribal Head Start (income-qualified households).
Income limits
| Household size | Maximum yearly income (135% of poverty guideline) |
|---|---|
| 1 person | $21,128 |
| 2 people | $28,553 |
| 3 people | $35,978 |
| 4 people | $43,403 |
| 5 people | $50,828 |
| 6 people | $58,253 |
| 7 people | $65,678 |
| 8 people | $73,103 |
| Each additional person | add $7,425 |
Figures are based on the 2025 Federal Poverty Guidelines for the 48 contiguous states and DC, rounded. Alaska and Hawaii have higher limits. USAC updates the limits each year, so check lifelinesupport.org for the current figures.
Want an instant answer? Use the Lifeline eligibility checker. It takes under a minute.
How do you apply with Disability?
- Check you qualify Confirm your benefit program or income using the eligibility checker.
- Pick a provider Choose a Lifeline provider that serves your area. Compare phones, data and coverage on our provider comparison.
- Apply through the National Verifier Apply on the provider's site or at checklifeline.org. Many applications are approved automatically by database checks.
- Upload proof if asked If the automatic check can't confirm you, upload a benefit letter or income proof. See documents you need.
- Activate your phone or SIM Your phone or SIM ships in about a week. Activate it and use it at least once every 30 days so the service isn't cancelled for non-usage.
One Lifeline benefit per household. A household is everyone who lives together and shares income and expenses. Two families sharing an address can each get Lifeline if they keep separate finances, which is confirmed on a household worksheet.
What are other ways to qualify?
Qualify through a different benefit, or by income:
Free iPhone with WIC
WIC does not qualify you for federal Lifeline on its own, which surprises many families.
Learn moreFree iPhone with Veterans Benefits
Veterans and surviving spouses who receive the VA's needs-based Veterans Pension or Survivors Pension qualify for Lifeline.
Learn moreFree iPhone with Public Housing
If you live in public housing or receive Section 8 or another federal housing subsidy, your household qualifies for Lifeline.
Learn moreFrequently asked questions
Can I get a free phone because I'm disabled?
Disability alone doesn't qualify, but SSI, Medicaid or low income usually does.
Are there free phones for deaf or hard-of-hearing people?
Yes. State TEDP programs provide amplified and captioned phones free to eligible residents.
How long does approval take with Disability?
Often minutes if the National Verifier confirms it automatically, or a few days if you upload documents.
Can I get a new iPhone free with Disability?
Government programs pay for service, not new iPhones. New iPhones are free only through carrier promotions, but you can put any compatible iPhone on your free plan.
Sources & last update
Last reviewed . We check program rules against official FCC and USAC guidance and update pages when rules, income limits or offers change. Spot something out of date? Tell us.